Terms of Use

Title rules

Thank you for using our service (referred to as "we", "our",or "the Site"). These Terms of Use (“Terms”) govern your use of the Site. By accessing or using the Site, you agree to these Terms. If you do not agree, please stop using the Site immediately.

• 1. Purpose of the Service

  Our platform helps connect users with third-party lenders who may offer loans based on their own criteria. We are not a lender, do not provide loans directly, and do not make any credit decisions. Our role is solely to facilitate the connection between you and potential lenders.

• 2. Eligibility

  To use our services, you must meet the following conditions:

  Be at least 18 years old.Be a legal resident of the jurisdiction where our services are offered.Have a reliable source of income.Provide accurate, complete, and up-to-date information.

  If you fail to meet these criteria, or if you provide false or misleading information, your access to the service may be terminated.

• 3. How Our Service Works

  When you submit your information through our platform, we share it with third-party lenders who may evaluate your application based on their own lending criteria. You may receive multiple loan offers, each with varying terms, interest rates, and repayment conditions.

  Important: You are responsible for reviewing and understanding all loan terms before agreeing to any offer. We do not control the terms of any loan agreements and are not involved in the decision-making process.

• 4. Loan Terms and Examples

  The loan terms offered by lenders through our platform will vary depending on the lender and your personal financial profile. Here are some general loan features you may encounter:

  Repayment Periods: Typically range from 3 to 60 months.Annual Percentage Rates (APR): Typically range from 5.99% to 35.99%, depending on creditworthiness and lender terms.

  For example, a $2,000 loan at a 12% APR with a 24-month term may have monthly payments of approximately $94, with total repayment of $2,256. Please note that these figures are illustrative, and actual loan terms will depend on your circumstances and the lender's policies.

• 5. No Guarantee of Loan Approval

  We do not guarantee that you will receive a loan offer, nor do we guarantee that any loan offer will meet your needs or expectations. Loan approvals, interest rates, and repayment terms are determined solely by the lenders. We have no influence over their decisions.

• 6. Data Collection and Privacy

  By using our services, you consent to the collection and sharing of your personal information with third-party lenders in our network. This data is used to match you with lenders and assess loan eligibility. Please refer to our [Privacy Policy] for detailed information on how we collect, use, and protect your personal data. We use standard security measures to protect your information, but we cannot guarantee absolute security. You acknowledge that by submitting your information, you assume some level of risk related to data transmission.

• 7. User Conduct

  When using our platform, you agree to:

  Use the service only for its intended purpose.Provide accurate and truthful information.Avoid engaging in fraudulent activities or submitting false data.

  We reserve the right to suspend or terminate your access to our platform if we detect misuse or violations of these Terms.

• 8. Account Security

  If you create an account on our platform, you are responsible for maintaining the confidentiality of your login credentials. We recommend using a strong password and taking necessary precautions to protect your account. If you suspect unauthorized access to your account, please notify us immediately.

• 9. Modifications to the Service

  We reserve the right to modify, update, or discontinue any aspect of the Site at any time without notice. Changes to the Terms of Use will be posted on this page, and continued use of the Site after such changes constitutes your acceptance of the updated Terms.

• 10. Limitation of Liability

  The Site and services are provided "as-is" and "as-available," without any warranties, either express or implied. We make no guarantee that the Site will meet your expectations, be uninterrupted, or error-free. We are not liable for any damages arising from the use or inability to use the Site, or from agreements made between you and third-party lenders.

• 11. Governing Law and Dispute Resolution

  These Terms are governed by the laws of the jurisdiction in which our company operates. Any disputes arising from your use of the Site will be subject to binding arbitration, as per applicable laws. By using our services, you agree to waive the right to participate in any class action lawsuits.

• 12. Contact Information

  If you have any questions, concerns, or feedback regarding these Terms of Use or the services we provide, please contact us at:
  [email protected]